Risk Warning:

CALFES WALLET

Non-Custodial Crypto Wallet for Africa
Calfes Ventures Int’l Limited,
Abuja, Nigeria.

CALFES RISK WARNING PAGE
Last Updated: 6 May 2026

This Risk Warning provides important information regarding the risks associated with using the Calfes platform and interacting with digital assets.
By accessing or using the platform, you acknowledge that you have been informed of these risks. This document should be read alongside the Terms of Use.

1. General Risk Disclosure

Digital assets, including cryptocurrencies, are highly volatile and involve significant risk. Their value may fluctuate rapidly, and users may lose some or all of their funds.
Calfes does not guarantee the value, performance or liquidity of any digital asset and does not guarantee profits or returns.

2. Non-Custodial Risk

Calfes operates as a non-custodial wallet. This means:
- Users retain sole control over their private keys and recovery phrases
- Calfes does not store or have access to user credentials
If you lose your private keys or forget your recovery phrase, or if you disclose them to any third party, your assets may be permanently lost and cannot be recovered by Calfes.

3. Market Risk

Digital asset markets may be subject to:
- Significant price volatility
- Periods of low liquidity
- Market manipulation or irregular trading activity
Prices may change rapidly and unpredictably.

4. Calfes Token – Liquidity Risk

At the time of launch, the CALFES Token may not have an active secondary market or liquidity.
There is no guarantee that trading markets or liquidity will be established at any particular time or at all. As a result, users may not be able to exchange the token for other digital assets or fiat currency.
Any future introduction of trading or liquidity is subject to technical, operational, and regulatory considerations.

5. Technology Risk

Use of blockchain-based applications involves technical risks, including:
- Smart contract vulnerabilities
- Network congestion, delays or failures
- Compatibility issues across devices or platforms
-Software bugs or system malfunctions
Transactions executed on blockchain networks are generally irreversible.

6. Transaction Risk

Users are responsible for verifying all transaction details prior to submission.
Errors such as incorrect wallet addresses, network selection, or transaction parameters may result in irreversible loss of funds.

6. Transaction Risk

Users are responsible for verifying all transaction details prior to submission.
Errors such as incorrect wallet addresses, network selection, or transaction parameters may result in irreversible loss of funds.

7. Security Risk

Users are responsible for maintaining the security of their devices and wallet credentials.
Risks include, but not limited to:
- Phishing attacks
- Malware or unauthorized software
- Unauthorised access to your device
Calfes is not responsible for losses resulting from compromised devices or user negligence.

8. Regulatory Risk

The legal and regulatory treatment of digital assets varies across jurisdictions and may change over time.
Such changes may impact the availability, functionality, or legality of certain features or assets.
Users are responsible for ensuring compliance with applicable laws and regulations in their jurisdiction.

9. No Financial Advice

Calfes does not provide investment advice, financial recommendations, or trading guidance.
All decisions to use the platform or interact with digital assets are made at the user’s own discretion and risk.

10. Third-Party Risk

The platform may provide access to third-party services, protocols or blockchain networks.
Calfes does not control, operate, or guarantee the performance, security, or availability of such third-party systems and is not responsible for any losses arising from their use.

11. User Responsibility

Users are responsible for their use of the platform, including safeguarding their credentials, verifying transactions, and assessing associated risks.
To the maximum extent permitted by applicable law, users assume responsibility for outcomes resulting from their actions on the platform. 

12. Acknowledgment

By accessing or using the platform, you acknowledge that you have read and understood this Risk Warning. 

13. Contact

For inquiries, contact:
Calfes Ventures Int’l Limited
Location: Abuja, Nigeria
Email: contact@calfes.app
Website: https://calfes.app
Copyright 2026 Calfes Ventures Int’l Limited. All rights reserved.